中銀「延期還本」計畫延長至下年 4 月底

鑑於全球經濟仍然不穩定的關係,較早前多間銀行表示推出「延期還息」計畫藉此希望減輕現有貸款客戶包括私人或有物業貸款的顧客的資金負擔。

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今次中國銀行香港決定將該計畫延期至2021年 4 月底,並計畫將申請範圍擴大至房委會資助房屋。據該行公佈的數據,至計畫推出以來,已成功批出超過 2, 500 宗申請,反映市場對此類計畫需求殷切,希望延長服務期限,能解顧客資金問題。

負資產再來臨?

曾幾何時,當香港人聽到「負資產」都會聞風喪膽,個個頓時臉色一沉,好像他們也身歷其境似的。在這個時期的香港人,都真的很愁,不過後來 SARS 後,因為內地開放自由行,香港經濟逐漸有了氣息。

正所謂好景不常,想不到在十多年後,自從上年經歷了翻修例事件及新冠肺炎雙重打擊下,香港零售、飲食、旅遊等行業真的不太理想,再加上環球經濟在疫情也大大受到影響,在缺乏外資刺激下,有評論認為本地樓市很難再爬上去,而且還有機會陷入「負資
產」危機,皆因現在很多人根本沒有足夠能力上車,是借足 9 成上樓的,如果樓價跌一成,這班人就會負資產。

來源:on.cc

這個只是那個評論的假設,是否如此唯有看後來發展了!

“Back to the Future” Kind of TV Series

“Back to the Future” was a movie release in 1985. The story of the movies was about a person found out he could travel through time by accident.

In the movie, the person who invented the time travel, Doc said the future could be altered if the person traveled to the past wasn’t careful about what he did. However, if you saw another movie released last year, “Avengers: End Game”, Banner said the future would not be altered, instead it would create another parallel to what have already happened.

Well which version is true? No one knows for sure. As no one has done that before? Right?

I personally is not a fan of this kind of time travel TV series or movies. I don’t mind watching if the story is good, and it is the case with the Mandarin TV series “one day or some day”. It is romantic love story, kind of “somewhere in time” but in a more complex way. As the time travels not just happen to main actress and actor, it also happen to the actor in a supporting role where he played a major part of the actress death in the past.

Anyway it is an interesting TV series, and you should watch it.